Truck Insurance

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Hudson Trucking Delivers…

Coverage You Count On

No more feeling you are under-protected or paying for coverage you don’t need.  With over 45 years of experience and access to more than 50 insurance companies, HTI delivers custom insurance programs at the most competitive rates the industry.  Protection at an unbeatable cost to you, is our goal.

Five-Star Customer Service

Our five-star customer service truly sets us apart in this busy, ever-evolving industry.  When you call, we answer.  The HTI team leverages the newest technology,  and is always ready and available to serve your insurance needs while providing access to your policy documents 24/7/365. 

A Price you can Afford

Having access to a wide range of insurance providers gives us the advantage needed to bring the savings directly to you.  Because of this, our customized insurance programs offer the lowest down and monthly payments with the “best-in-class” pricing commitment. 

In Their Own Words ...

Truckers Like You Love Hudson Trucking

Trucking Risks We Insure

New Venture

Starting up a new business takes time and can be costly. Knowing how to get where you want to go is the key to saving time and money. Our dedicated team is here to guide you and provide our resources and tools necessary to get you on the road quickly and cost effectively. Let’s roll!



Truck Insurance
Owner Operator

A Successful Owner Operator needs to run their business while on the road. Our Owner Operator platform provides clients with all the tools they need 24/7/365! Streamlining certificate needs, policy changes and being available are some of the keys to what sets up apart.



Truck Driver Insurance Quotes
Small Fleet
(10 Trucks or Fewer)

Small Fleets comprise 90% of the trucking industry. Our relationships have been trusted by the Trucking Industry for more than 45 years. We provide Guidance on compliance, safety and the most competitive rates in the industry to our Small Fleet Clients.



Insurance for Truckers and Owner Operators
Fleet

Different policy types and coverages are available to larger fleets. The key to achieving efficiencies of scale is employing an experienced Insurance professional to construct the right strategy to control insurance costs and increase safety and compliance.



Small Fleet Trucking Insurance

Trucking Insurance Policy Types:

Covers injuries to other drivers, passengers and vehicles.  Auto Liability also covers damage to public property that is caused by an accident.  A minimum of $750,000 CSL is required by state and federal agencies.  Most contracts require $1,000,000 in coverage.

Covers damages to your truck and trailer, such as repairs, replacement costs or in the event of an over-turning. There are two sub-types of coverage:

  • Comprehensive – provides protection from damages to your vehicle by something other than a collision,  such as fire, burglary or vandalism. 
  • Collision – provides protection if your vehicle is damaged in an accident, or is hit by an object.  

Coverage provides protection for the transporter in the event cargo is damaged or lost freight.  Most contracts require a minimum of $100,000 in coverage.

Protection against claims arising from acts that occur by your drivers within the scope of their business activities for your company that typically occur when not driving.

Reefer breakdown insurance protects against refrigerated cargo spoilage due to a mechanical or equipment failure or accident.

Provides independent truck drivers with medical coverage and lost wage coverage (indemnity) for work related accidents.  This coverage is instead of Worker’s Compensation coverage.

Provides insurance for medical expenses and lost wages for work related accidents and is required by law in most states when employers reach a certain number of employees.

Coverage Map

Hudson Trucking Insurance (HTI), insures Trucking Companies that have Headquarters in the States colored Red Below.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC